Cummings & Co Realtors
MICHAEL KUPFER "The Borrowers Advocate"
I first received my Real Estate license in 1983. Through the twists and turns of life, I have also held a mortgage officer license and title producer license as well. That additional knowledge has immensely benefited myself as well as my clients. My experience helps to provide you the education YOU need in all aspects (purchase, selling, rental, distressed) of a real estate transaction to make the best decision for YOU. 
In 2007 as the economy seemed to come to a screeching halt, I started working with distressed homeowners to help them complete short sales. Many conditions caused these problems, job loss, death, divorce and illness. As a Distressed Property Expert my ability to truly help people that may lose their homes and have no place to turn brings me great satisfaction as I help them through one of the most trying times of their lives. My team of specialists can handle all phases of a distressed sale or purchase. With my banking back round I am able to bridge the communication gap between Distressed Homeowners and the big banks to help them avoid foreclosure, educate them on the process and get them back on the road to financial recovery.
Even if accompanied by a bankruptcy, completing the short sale will help homeowners recover their financial/credit situations in a shorter period of time, thereby improving their quality of life. In most cases my team can get the remaining debt forgiven so you don’t have to worry about the deficiency’s. I have worked with over 40 lending institutions, Hoa’s, Condo associations to Complete short sale transactions providing that finality and peace of mind needed to move on in life.
I look forward to accompanying you on your journey. I can handle all your real estate needs and Client Satisfaction is my biggest motivator.



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